Types of Advice Given

Pharon provide advice on all aspects of personal and business financial planning.

Our Personal Advice Service covers all aspects, from protection and savings, to investments, to pensions funding and retirement planning, through to complex tax planning including Inheritance Tax advice. This advice is holistic as opposed to product based.

We have an internal Investment Department, with a depth of knowledge and research capability that many IFA firms do not offer. We also have joint ventures with specialist investment managers so that we can offer a variety of investment solutions to suit all needs.

There are two areas of advice where we choose to outsource to other recommended specialists. These are Mortgage Advice and Equity Release. We have trusted firms to recommend if you require advice in these areas.

We also have developed relationships with other professionals such as accountants and solicitors to assist our clients where required.

Our business financial planning covers specific keyman and shareholder protection arrangements, employee benefits, employee benefits packages, specialist company pension schemes, group pension schemes and auto enrolment pension schemes.

Of particular note we are highly knowledgeable in advising on Self Invested Pension Schemes (SIPP and SSAS). These can be valuable tools for a business looking to purchase their own premises or releasing some cash back to the company.